Psychometric properties of the personal financial wellness scale in Chilean young adults
Luis Mario Castellanos-Alvarenga, José Andrés Sepúlveda-Maldonado, Mauro P. Olivera, Jorge Schleef, Eduardo Sandoval-Obando · 2026
Read Psychometric properties of the personal financial wellness scale in Chilean young adults by Luis Mario Castellanos-Alvarenga, José Andrés Sepúlveda-Maldonado, Mauro P. Olivera, Jorge Schleef, Eduardo Sandoval-Obando (2026) in the Tower of Babel, a free online library of public-domain works preserved in clean, searchable text. No sign-up. The full text is served as a plain-text file at a predictable URL, where text is present: https://antarctic-labs.com/tower-of-babel/PMC13481967.txt.
Description
Luis Mario Castellanos-Alvarenga and co-authors describe a 2026 check of a money wellness scale among young adults in Chile. The scale gauges whether people can meet bills, feel secure about the future, and enjoy choices that money allows. The adapted form went to 624 university and technical students aged eighteen to twenty-nine, most of them women.
Scores split cleanly into two parts, money distress and money well-being, with sound consistency. The scale read the same way for men and women in full. Across ethnic and job groups it held with minor item tweaks, which the team freed one by one. In a country where many households lean on store credit, a trusted early-warning tool can steer campus support toward students sliding into money distress.
Catalog record
| CREATOR | Luis Mario Castellanos-Alvarenga, José Andrés Sepúlveda-Maldonado, Mauro P. Olivera, Jorge Schleef, Eduardo Sandoval-Obando |
|---|---|
| YEAR | 2026 |
| COLLECTION | PAPERS |
| FORMAT | TXT |
| FILE SIZE | 41988 |
| LICENSE | https://creativecommons.org/licenses/by/4.0 |
| RIGHTS | CC BY |
| SOURCE | Europe PMC |