What factors influence enrolment in Nepal’s National Health Insurance Program? A community-based cross-sectional study using the Health Belief Model
Anil Paudel, Richa Acharya, Pratik Khanal, Aaisha Pandey, Naveen Shrestha · 2026
Read What factors influence enrolment in Nepal’s National Health Insurance Program? A community-based cross-sectional study using the Health Belief Model by Anil Paudel, Richa Acharya, Pratik Khanal, Aaisha Pandey, Naveen Shrestha (2026) in the Tower of Babel, a free online library of public-domain works preserved in clean, searchable text. No sign-up. The full text is served as a plain-text file at a predictable URL, where text is present: https://antarctic-labs.com/tower-of-babel/PMC13289219.txt.
Description
Anil Paudel led a 2026 community survey on why households join Nepal's National Health Insurance Program. Fieldwork covered 360 randomly chosen households in Panini Rural Municipality, Arghakhanchi district, in July and August 2022. Interviews used questions shaped by the Health Belief Model, a framework about how people weigh risk and benefit.
Knowledge about the program proved a strong predictor of joining, as did feeling that premiums were affordable for the household. Recent illness and worry about poor family health also raised the odds of joining. Encouragement from neighbors, peers already enrolled, and agreement within the family mattered a great deal as well. Perceived benefits alone did not predict joining, which points planners toward outreach and trust building.
Catalog record
| CREATOR | Anil Paudel, Richa Acharya, Pratik Khanal, Aaisha Pandey, Naveen Shrestha |
|---|---|
| YEAR | 2026 |
| COLLECTION | PAPERS |
| FORMAT | TXT |
| FILE SIZE | 41640 |
| LICENSE | https://creativecommons.org/licenses/by/4.0 |
| RIGHTS | CC BY |
| SOURCE | Europe PMC |