From risk to reward: Unveiling the multidimensional impact of financial risks on the performance of Ghanaian banks
Benjamin Blandful Cobbinah, Wen Yang, Francis Atta Sarpong, George Nyantakyi · 2024
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Description
Benjamin Cobbinah and co-authors study how three kinds of financial risk shape profits at Ghanaian banks. Banks in growing markets juggle loan risk, cash risk, and market risk at once. Their 2024 study uses yearly reports from twenty-three banks over nearly two decades, tested with several regression methods for firmness.
Loan risk, surprisingly, went with higher returns on equity, which the authors read as a sign that bold but judged lending can pay. Cash shortage risk dragged returns down. Market risk also went with higher returns. The team advise banks to take loan risk with care, guard their cash position closely, and build shared links that strengthen risk handling across the sector.
Catalog record
| CREATOR | Benjamin Blandful Cobbinah, Wen Yang, Francis Atta Sarpong, George Nyantakyi |
|---|---|
| YEAR | 2024 |
| COLLECTION | PAPERS |
| FORMAT | TXT |
| FILE SIZE | 85 KB |
| VERSION | 1.0 |
| LICENSE | CC BY 4.0 |
| RIGHTS | CC BY |
| SOURCE | Europe PMC |